Health insurance help for Maryland residents
Compare Medicare, health insurance marketplace plans and Medicaid in Maryland, with a guide for every county and each major city, reviewed by a licensed agent.
- Reviewed by Richard Lander, licensed agent (NPN 21255551)
- No cost to call
- No obligation to enroll
Medicaid is a government program that gives free or low-cost health coverage to people with limited income, such as some adults, children, pregnant women, seniors and people with disabilities. Each state runs its own Medicaid program and decides who qualifies. We are an independent insurance agency, and we cannot enroll you in Medicaid or check your Medicaid.
Maryland Medicaid: Maryland Department of Health, Medicaid Administration · 1-855-642-8572 (Maryland Health Connection call center) · health.maryland.gov/mmcp/pages/home.aspx
If your income is too high for Medicaid, or you want to compare health plans, call us. We can help with that.
Is your Medicare plan leaving in 2027?
31 Medicare plans are leaving at least one Maryland county for 2027. Look up your county to see which plans, and compare options before October 15th.
What is different about coverage in Maryland
The Maryland Department of Health's Medicaid Administration runs Medicaid statewide, and Maryland shops ACA plans through its own exchange, Maryland Health Connection, rather than the federal site. Maryland Health Insurance's phone help for Maryland callers -- Medicare, ACA, life, or supplemental coverage -- costs nothing.
- Maryland Medicaid is administered by the Maryland Department of Health's Medicaid Administration -- that's the right place to start if your eligibility changed.
- Maryland runs its own ACA exchange, Maryland Health Connection, instead of routing residents to HealthCare.gov -- enrollment and subsidy questions go through the state site directly.
- Maryland's SHIP counselors answer Medicare questions free of charge at (800) 243-3425, run through the Maryland Department of Aging rather than the health department, and separate from Maryland Health Insurance's own free phone help.
Worth knowing: Unlike states where the insurance regulator or health department runs Medicare counseling directly, Maryland's SHIP sits inside the Department of Aging -- a caller asking the Maryland Insurance Administration about Medicare plan choices will get routed to a different state agency entirely.
Coverage questions we help Maryland residents with
Health plans (ACA marketplace)
How Maryland’s marketplace works, who qualifies for help with costs, and when you can enroll.
Medicare
Turning 65, Medicare Advantage, Medigap and drug plans, with Maryland’s free counseling program.
Medicaid
Where to apply in Maryland, and what to do when your coverage changes.
Maryland by county
Medicare Advantage plans and marketplace premiums are set county by county, so the plans open to you depend on where in Maryland you live. Start with your county.
Major Maryland cities
Maryland colleges and universities
- University of Maryland, College Park
- University of Maryland, Baltimore
- Towson University
- Salisbury University
- Morgan State University
- University of Maryland Baltimore County
State bird: Baltimore Oriole
Icterus galbula. Maryland’s official state bird, shown here as a local touch.
Photo: TonyCastro (CC BY-SA 4.0), via Wikimedia CommonsCommon Maryland questions
Where do I shop for ACA health plans in Maryland?
Maryland residents shop through Maryland Health Connection (https://www.marylandhealthconnection.gov). An independent agent such as Lander LLC can explain the plans for you, but the marketplace is the only place premium tax credits are applied.
How do I apply for Medicaid in Maryland?
Medicaid in Maryland is run through Maryland Department of Health, Medicaid Administration (https://health.maryland.gov/mmcp/pages/home.aspx). Eligibility depends on income, household size and other factors, and it is decided by the state, not by an insurance agency.
Who regulates insurance in Maryland?
Maryland Insurance Administration (https://insurance.maryland.gov) regulates insurance companies and agents in Maryland. You can use it to check that an agent or company is licensed and to file a complaint.
Is there free, unbiased Medicare help in Maryland?
Yes. Maryland SHIP (State Health Insurance Program) ((800) 243-3425) offers free Medicare counseling through the State Health Insurance Assistance Program (SHIP), separate from any insurance agency.
Does Maryland Health Insurance cost anything to use?
There is no cost to call or to speak with an agent. Insurance premiums and plan costs are set by the insurance companies and are separate from our help.
Talk with a licensed agent about Maryland coverage
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeReviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.