Is my Medicare plan ending in Cumberland, MD?
Medicare plans are set by county. Cumberland is in Allegany County, so the plans listed as leaving Allegany County for 2027 apply to Cumberland residents.
Quick answer for Cumberland
8 Medicare plans are from 3 companies listed in Allegany County for 2026 but not for 2027, covering at least 622 people enrolled today. If you live in Cumberland and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.
Companies with plans leaving Allegany County
| Company | Plans leaving | People enrolled (at least) |
|---|---|---|
| Humana | 3 | 622 |
| Rifkin Managed Care Holding | 3 | not listed |
| Cigna HealthSpring (HCSC) | 2 | not listed |
Plans going away in Allegany County
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| HumanaChoice SNP-DE H5216-377 (PPO D-SNP) H5216-377 | Humana | 316 |
| HumanaChoice SNP-DE H5216-459 (PPO D-SNP) H5216-459 | Humana | 235 |
| Humana USAA Honor Giveback (PPO) H5216-386 | Humana | 71 |
| Provider Partners Maryland Advantage Plan (HMO I-SNP) H8067-001 | Rifkin Managed Care Holding | 10 or fewer |
| Provider Partners Maryland Community Plan (HMO I-SNP) H8067-003 | Rifkin Managed Care Holding | 10 or fewer |
| Provider Partners Maryland Essential Plan (HMO I-SNP) H8067-004 | Rifkin Managed Care Holding | 10 or fewer |
What to do if you live in Cumberland
- Read the notice from your plan. It names the plan that is ending and your choices.
- Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
- Check that your doctors, hospitals and pharmacy near Cumberland are covered by any plan you consider.
- Free, unbiased help: Maryland SHIP (State Health Insurance Program) at (800) 243-3425, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in Cumberland?
Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.
What happens if I do nothing in Cumberland?
If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Cumberland residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeMore for Cumberland: Cumberland health insurance · Allegany County · All Maryland plans ending for 2027 · Cumberland population 18,751 (Census Bureau).
Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.