Is my Medicare plan ending in Westminster, MD?
Medicare plans are set by county. Westminster is in Carroll County, so the plans listed as leaving Carroll County for 2027 apply to Westminster residents.
Quick answer for Westminster
17 Medicare plans are from 7 companies listed in Carroll County for 2026 but not for 2027, covering at least 2,693 people enrolled today. If you live in Westminster and have one of these plans, you can choose a new plan from October 15 to December 7, and coverage starts January 1.
Companies with plans leaving Carroll County
| Company | Plans leaving | People enrolled (at least) |
|---|---|---|
| CareFirst | 2 | 1,324 |
| Humana | 7 | 1,283 |
| SNP Holdings | 1 | 67 |
| LifeBridge Health | 1 | 19 |
| Rifkin Managed Care Holding | 3 | not listed |
| Cigna HealthSpring (HCSC) | 2 | not listed |
| UnitedHealthcare | 1 | not listed |
Plans going away in Carroll County
| Plan going away | Company | People enrolled (at least) |
|---|---|---|
| CareFirst BlueCross BlueShield Advantage Essential (PPO) H7379-001 | CareFirst | 907 |
| CareFirst BlueCross BlueShield Advantage Complete (PPO) H7379-002 | CareFirst | 417 |
| HumanaChoice H5216-376 (PPO) H5216-376 | Humana | 373 |
| HumanaChoice H7617-044 (PPO) H7617-044 | Humana | 366 |
| HumanaChoice H5216-387 (PPO) H5216-387 | Humana | 326 |
| Humana USAA Honor Giveback (PPO) H5216-379 | Humana | 81 |
| CommuniCare Advantage ISNP (HMO I-SNP) H3727-002 | SNP Holdings | 67 |
| Humana USAA Honor Giveback (PPO) H5216-386 | Humana | 56 |
| HumanaChoice SNP-DE H5216-377 (PPO D-SNP) H5216-377 | Humana | 49 |
| HumanaChoice SNP-DE H5216-459 (PPO D-SNP) H5216-459 | Humana | 32 |
| Alterwood Advantage Choice Plus (HMO) H9306-002 | LifeBridge Health | 19 |
| Provider Partners Maryland Advantage Plan (HMO I-SNP) H8067-001 | Rifkin Managed Care Holding | 10 or fewer |
| Provider Partners Maryland Community Plan (HMO I-SNP) H8067-003 | Rifkin Managed Care Holding | 10 or fewer |
| Provider Partners Maryland Essential Plan (HMO I-SNP) H8067-004 | Rifkin Managed Care Holding | 10 or fewer |
| UHC Nursing Home Plan EX-F004 (PPO I-SNP) H0710-032 | UnitedHealthcare | 10 or fewer |
What to do if you live in Westminster
- Read the notice from your plan. It names the plan that is ending and your choices.
- Compare 2027 options before December 7: another Medicare Advantage plan, or Original Medicare with a Medicare Supplement and a Part D drug plan.
- Check that your doctors, hospitals and pharmacy near Westminster are covered by any plan you consider.
- Free, unbiased help: Maryland SHIP (State Health Insurance Program) at (800) 243-3425, or Medicare.gov, 1-800-MEDICARE.
Is my Medicare plan ending in Westminster?
Medicare plans are offered by service area, usually county by county. Check the list above for your plan name or plan ID. A plan can be listed because it was renumbered or replaced, so your plan notice is the final word.
What happens if I do nothing in Westminster?
If your plan is not renewing and you do not choose a new one, you may be moved to Original Medicare, which does not include drug coverage. Compare options before December 7 and confirm your dates with Medicare.gov or your plan notice.
Do I have to enroll if I call?
No. Calling is a conversation about your options, and you are never required to enroll.
Westminster residents: call 855-367-1095
Call Lander LLC to go over your options. There is no cost to call or to speak with an agent, and you are never required to enroll in anything.
Call 855-367-1095 Open 8 AM-10 PM Eastern timeMore for Westminster: Westminster health insurance · Carroll County · All Maryland plans ending for 2027 · Westminster population 20,536 (Census Bureau).
Source: CMS Medicare Advantage and Part D landscape files for 2026 and 2027, and CMS enrollment data from September 2026.
Reviewed by Richard Lander, licensed insurance agent (NPN 21255551), Lander LLC. Last updated October 3, 2026. This page is educational and is not a quote, an offer of coverage, or legal or tax advice.